They caught her and all accomplices and were astound with her skills and looks. Its far too easy to borrow money for college. So all the old material will be left here for archival purposes, with comments turned off. You are free to spend your bonus funds within 30 days after making your first deposit and after this period, your bonus funds will expire. If a with mechanical injection, yiu must use a Kent-Moore Tach-n-Time or aka. Top My truck is experiencing stalling and once in a while it won't start at all.
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However, upon my entrance to college they sold the car. I am currently going to college on full academic scholarship for 4 years to study civil engineering.
This salary will help me pay for my meals, books, and allow me to pay off a new car before graduation. I think it is very conceivable for a self made man or woman to achieve the numbers that have been mentioned in the previous comments.
Not to mention, I feel that the people who actually understand financial matters and care enough to look up these topics online, typically are the ones who are financially ahead of the majority of Americans who are head over heels in debt.
And there really is not a difference between being given a full ride scholarship and having mommy and daddy pay for you, the point is your wallet is not taking the hit. Which further solidfies the point that the poster you are replying to made. By the way my story is the exact same as yours, same degree, same employment offer…. Difference, I paid for my school. Kids be very careful of the whole college trap. I am 45 years old net worth 2. I got into construction right out of high school!
I make K or more a year, but my body just cant do the hard labor any more! So without a degree i would be lucky to make 30k doing something that doesent hurt my body! I have a nice net worth as well. So you have made a lot of money in the trade. It might be time to use youre experiance and money and become a manager, trust me the phone is lighter than a hammer and seams to make a lot more money! Long time Mike, sorry to ruin your day but this liar made over 2 million on a real estate deal last month!
Step up and make me prove it! Or you could do another bong hit! Hmmm…is that Cliff as in Cliff Claven? At first you made k or more and now you make k. No, I know plenty of guys who went into construction. I have witnessed it all. In my personal experience, guy did horrible work. Invested all his money into his little estate and the foundation cracked. He has to go out of state to land jobs.
You do good work. But at the same time you get burned. I just got burned 60k yesterday. Hopefully I will earn it back within the next week. I am know make over k in my construction job this year with government contracts. I even did this with obamacare stealing for the good working citizens. I am sick of all of all you people taking my taxes. You should all work for me if obamacare and socialists are no longer. You sound like a fucking tool. It seems having ones own successful business is the only way to feather a nest than eat like the birds.: Harry, you drive a Camry and you have not made your wife cum in years.
You think you have a great job but you dont! You shop at Wall Mart! You sit your fat ass in front of the TV every Sunday and watch football! You might even have a fantacy team! Yea i cant spell for shit, but i nailed you and i am rich!!!!!!! Stop pretending to be a baller. One can get a very good quality education at a community college and finish the other two years at a state university.
I do recommend people to finish their masters degrees too because unfortunately a Bachelor degree these days is as common as a high school diploma was thirty years ago. You have to work harder to stand out and earn the big bucks. I recommend working on your MS degree while you are in your professional field after your BS degree. By going to a state university, you save yourself from the enormous student debt and you gain wealth faster than the graduates of the snobby schools.
A smart graduate would start a k and Roth IRA right away. The Ivy league graduates will be too burdened by debt to fund a k or IRA. You get a jump on them and will retire before them with lots nice cars and a nice house. I am a financial advisor and think these figures are well represented for the population as a whole…Many people spend as much or more than they make. This in turn precipitates into the low money syndrome where most people are short on cash.
At the end, it is you who have to look at in the mirror when you retire. It pains me to see the same thing happening over and over again…some families taking financial advise from their broke relatives perpetuated by the global media. It was over k before the stock market went to the dumpster. Most of mine is in cash, but some in my house. I am the sole bread winner in my family. But k around where I live can buy you a nice new sqft home which in CA would cost well over 1 million dollars.
Education does help if you get the right degree. Although my parents did pay for my education, my net worth was the result of my hard work and no-one elses.
My goal is 2 million by the time I retire.. Cash will not take you there. Over the hill, I agree with your advice. I am one of those prodigious accumulators of wealth. While I do use credit and it amounts to 0. One should take indulgences though. I am 19 and I have already saved 3k in my k. I have in my savings account, in my checking and a paid off credit card with a dollar limit. I have my college paid for through my work, I think I am definitely off to a great start.
Vince, I agree, you are off to a great start! I did not start investing until age You will never regret starting investing in your teens. I regret NOT starting investing earlier than I did.
I am 52, married, with two kids left to put through college. A million dollars net worth is great by the age of You and your wife would be grossing 65k a year in a foriegn country like thailand that would be equavilent to k a year in the USA your life would be anything that your heart desires living like royalty for sure. So I have a million dollar net worth at age 52, and my retirement choices will be to either live on a rice-farm in Thailand, or a trailer-park in the US.
Steve, perhaps you are being overly negative. If you have saved up a million dollars, with your peak earning years still ahead of you, that is great. Stop encouraging more farangs to go to Thailand Steven! Thailand is not as cheap as it was 20 years ago. Probably a lot more. But it is still a lot cheaper than retiring in the United States. I would honestly say that a single person over 50 years old who has a retirement visa in Thailand could live on 24k a year about k baht.
This is for someone that eats like the locals baht or 1. It would also include a monthly rent of about dollars a month for efficiency studio or one bedroom in Bangkok. So if you add in another dollars a month for entertainment, soap, shampoo, travel, laundry, etc. For most people with golfing as a hobby, and other things to stay active, I would say that between 3k to 4k usd is more accurate. Buy an annuity with your 1 million dollars and get dollars a month and you are set for life.
If you can wait another years then interest rates will go up and you will be able to get to a month with an immediate annuity. But rates must go up a lot more than the present. So there it is folks, Thailand retirement for those with 1 million dollars.
Live like a king in the land of smiles. Your figures are pretty high for expenses. Better to live just outside the city in the Suburburbs, this way you can get much cheaper housing, much quieter and cleaner air to breath without all the crowds. I have never spent a month here and I live like royalty. I usally spend about 16, dollars U. I think it would be useful to slice and dice by where a person lives ie based on city size. Really puts things into perspective.
Very interesting, love the stats too. I thought the numbers would be a bit higher to be honest. But I guess net worth excludes primary home. So I think I am in the ballpark. I have a wife and two daughters with college bills ahead of me and a new business to start. I embrace the opportunity and the challenges ahead of me in these difficult times.
I live within my means have never owned a luxury car and love each day that I get to spend on this beautiful earth. Money is important but it is not everything. Doing the Millionaire Next Door thing, although I will treat myself to creature comforts from time to time.
My only upset is that my extra-curricular entrepreneurial ambitions have borne little fruit. How do I have 50K at 25? I spend lots of time planning budgets and goals on spreadsheets and reading websites like these. No fancy smart phone, no cable that never has anything good on anyway , almost never pay full price for anything.
That said, take a girl out now and then. You sound smart and funny. Atributes a real women would be looking for. While your living, disposable income is a better measure of wealth than net worth. How much you have to spend outside your basic needs is real wealth.
You need to keep things such as a home and car. When you die or have a financial emergency then net worth assets such as a home, property, etc. You, or your heirs, can turn it into disposable income producing assets or use it to pay off debt. The differences between living on a coast and in the middle of the country are huge when you consider things like rent or mortgages, insurance, and other cost of living items.
You can find details at earlyretirementextreme dot com. I started my career as a high school teacher in the Bay area which has a relatively high cost of living making less than 40k a year. My wife and I were able to save and invest 20k my first year of teaching, and as our salaries grew we kept out spending levels at roughly the same level. Now that we are both 32 we have saved a little more than k we do not own a house and have no debt.
We got a late start because we had to pay off college debt — if I had been smarter and had gone to community college first then transferred, we could have shaved a couple more years off of our retirement or if you prefer, financial independence date. Hold yourself to a higher standard. Figure out what your freedom and time are worth, and go for it.
Do you really need to eat out every day? Do you really need to own all the latest high-end electronics and games? Do you really need to buy everything new? Do you really need to buy that book or movie at all? I agree that many people spend their money on stupid things. Just as many people would look at me and say….
There is more to life than saving money at every possible corner of life. I have no choice but to live with it.
The bulk of my worth is in paid for real estate and mutual funds. The problem with retirement would be current income in my case so I guess I will just keep working. Will you networth protect you from the economy? The economy is non-linear. Non-linear equates to chaos theory.
Chaos is one of Physics Foibles — non-predictable. Butterflies may cause tornadoes!!! Married once and still married. Only real estate I own is my home. No other income or major assets. If you can fund yourself through age 67, wait before taking your social security. At age 58, it will still be there for you.
It is the 20 and 30 year olds who may see their taxes rise or their retirement age pushed back. Andy, k is not alot for a house in many places. I detect that you are resentful and jealous and the same time. God bless the world!! Doing more calculations my wife will collect SS at 62 and I will delay mine.
If I die first my wife will collect my larger SS check. Personal finance was something I had to learn on my own. Max out your K, live in a house you can afford, pay of all CCk, stay married and never buy a new car. Took a bit of a hit in the housing and stock market, but nothing like some folks.
Drive a 7 year old paid off car when I have to, but only drive on the weekends. Zero credit card debt. Zero student loan debt just paid off. My biggest mistake is buying a home when I did. It needs work and the value has dropped at least 20 percent. To make up for the loss I put, at least, an extra towards my mortgage every month. Needless to say, those plans are mostly on hold.
At least 10 to 20K lost on those already. If I was renting still I could arguably save another thousand dollars a month between mortgage and repairs. My pay will likely take a hit in the coming years with the anti-government sentiment reaching new highs.
Unfortunately, professional staff who are underpaid for their experience and education will go down with the overpaid, uneducated state workers. I hope to sell my home in and move to a state a little more progressive than Ohio where jobs and pay are better.
I will be renting wherever I end up. If it is any consolation, I was in your shoes in when the housing bubble burst last time. After 15, they went crazy again and I sold. You are doing a lot better than most year-olds, and if you stay the course, you will easily have a seven-figure net worth by the time you retire. My one regret was adding on to and improving my home. I sold the home to a developer at the height of the market, and it all tasted the same to the bulldozer.
A lot of other people are counting on Social Security which will be a rude shock when benefits are cut in or thereabouts. Otherwise, retirement will be a rather bleak and sad existence. And yet, many baby boomers are slated to retire in the near future, and 1 out of 5 has bubkis in the bank.
We had to close our store in due to the economy and the tremendous debt run up to keep the business going as long as we did. We had to file Chapter 7 personally and for our business. Unfortunately, it will take winning the lottery or a large inheritance to see us through our retirement years. We plan to work til we die!! I am sorry toy hear that Drew. Make your own booklet not difficult.
You could do this from home part time or full. Whatever floats your boat. I know this guy that is doing K in his basement doing what I just told you. These numbers really do not surprise me at all. The under 25 category speaks for itself. This does not take into account inheritance. Boomers will inherit the largest sum of money in human history… bar the Romans…. This is silly, I am 25 and have over k. They are saying the average for 25 year old is 8 k?
My wife and I decided when we married 38 years ago that we had no intention of working into our sixties.
My wife retired at age I retired when I reached Today we have a net worth close to two million dollars. We were able to amass this amount by investing, rather than buying every new gimmick sold by advertisers. Today we travel around the world for up to three months a year. The one thing I have learned about those who seem to own all the newest items which come on the market.
I am now 60 and my wife is So our net worth is well above the average for our age group. If we were able to start with nothing and be where we are today financially. Thinking I should invest in real estate, what other investments might be a good idea?
And it does not say if these value are the sum of the account value in the range divided by the population or divided by the number of accounts. Some people have no account. So if you divide by the total population, then you get a low number, however the average or median value of each account is much higher! However, fretting over status, and become obsessed with mounting an oblivious pile of money critical Mass you are still a slave to that, and might as well be in debt, because you are never satisfied.
A true measure of a man is not how much he makes , but how he spends it. Enjoy life and spend it well before you have a heart attack worrying about it. I am 58, invested in single family homes. Waited till the market boomed it cycles about every 7 years , then refinanced one and paid off the rest.
Did this a few times until I have a dozen homes with rental income along with my salary. I pay my ex a large amount every year, and have to watch out for female predators! Listen to the sage advice of people who have been through the tough times. Life can, and is very good here in the U. These are statistics and they do not lie!
Most Americans fail to realize cars, houses, cloths, furniture do not count as an asset and only liquid funds do. We live in a very ignorant society!!!! The home is most certainly an asset. The mortgage is a liability. I am currently 19 years old, and the career I am planning to go into will make around k per year. Problem is, by the age of 30 I need to accumulate close to k of wealth so that I can write my parents a k check so I can buy them a home in their dream country Japan.
Btw, currently I have 15k saved up, and next summer I should be pulling in another k, so I should be graduating college with at least 20k. I work closely with these wall street crooks so I can give u some good stock advice. Stocks are a scam. U only make money if u know the game is rigged. YouTube Jim crammer market manipulation. Very annoyed by the young kids bragging about their net worth.
In fact the stock market is fraudulent, and obviously when stocks like Bank of America and bear sterns go from 50 to mere penny stocks then of course older people who used to have 3 million in their accounts are wiped out.
That is what young Americans should be saving by the time they hit Even then, u guys should easily be in the half the million mark. I worked as a active trader in the London comex silver futures and talk to many people double my age telling me how bad the market crash killed their retirement funds.
Jp Morgan and gold man sach are crooks. I used to work for them, so I saw first hand how many of the older generation hedge funds were purposely raped for the scumbags that rig wall street. I have been trading for many years and was lucky to my money in because I work for the crooks that bascially plan this from the beginning. Only the grimmest will do it. Oh wait, everybody does it. I just got done talking to a local branch manager. You know when you meet a shitty manager, is when he pawns you off to a fund of a fund.
I called him about municipal bonds. Go figure; he just wants me moo-laa. I feel like a loser compared to all you super fancy wealthy 25 year olds. College educated with no student loan debts, we went to a community college and paid as we went.
Oh, and we live in North Dakota…so everything is pretty affordable. Afterall we are mostly thinking about taking care of the kids financial needs and providing for the family on a single income.
I was lucky enough to start a government job 29 years ago right out of high school. Wow… very low numbers. About 20K short of the 1M mark at this point with no debt. We always lived within our means. Saved up, paid cash and kept going. I know your wondering… no kids just a couple of dogs. You are well on your way and at a very young age. Congrats to you and your spouse. To my less fortune, I have never had the luxury of a second income, but have always earned a moderate income alone.
Always had plenty of discretionary income, but was too selfish to save much back then around 35ish. All in all i will still retire a millionaire in a couple of years and lead a fairly comfortable life raising my son and hopefully add icing to my life with a mate.
Life is as good as you MAKE it. Oh yeah, how did I get my money? Like you I earned it, but unlike you I did not spend it on crap and saved a lot of it. Time did the rest. Just start doing it the sooner the better. I never said I spent money on crap. I actually have a lot to show for what I spent and had a blast for a decade or so. I realize also that your net worth in monetary terms is what you make of it.
By the way, i will be wealthy in about a decade and definately by the time i reach retirement age. This is pretty depressing to see how well everyone else is doing compared to myself. My only bills are food,gas,phone,and student loans. Pretty much my savings subtracted from my student loan debt and a few other miniscule assets.
It keeps the story a story. Eric, I would not be depressed if I were you. One thing I do admire about these folks ,with what means they have ,alot of them appear to be happy! Also like to add that the tech crash was probably one of the best things that happened to me financially. It taught me some valuable lessons. I was fortunate that when my friends and I started dabbling in the market, we were starting out working and taking what I would say today would be huge risks in options — often buying with 1 day to expiry.
We made money, but lost it all and then some, but fortunately we were at the time just starting out. As Jimmy Hwang pointed out, things could have turned out significantly different had i been older with more significant assets. I think that lesson helped me weather the recent downturn quite well. But as i get older I see people around me with health issues and whatnot, and it seems most Americans are one shock from financial ruin, even a small one would do them in.
I feel like we are doing OK, but feel like we should be doing more given the state of Social Security, health care costs and the uncertianty that life brings.
The stock market is so volatile, and still down from levels. Real estate has taken a hit unless you were lucky enough to buy at the right time. Is there huge exaggeration going on or does this reflect a very small sample group?
My situation is somewhat unique but not in a big way. I went from being just a single person to a single mom. I wasted a lot of money, but had a blast. There is a time and need for different financial situations throughout your working life.
Had an opportunity to start over basically and now I just save…. It is true that hard work pays off. Yes live well below your means if you make 50k per year live like you make 20k. Sorry its that simple. I think the biggest variable these days that people forget about is the amount of house they want. These numbers are sobering and point to the fact that we all need multiple residual income streams, in these uncertain times. I have identified a direct selling company that can throw off monthly income in excess of the returns available to those with seven figure retirement accounts.
No borrowed capital to get started, no inventory, no products to buy, no employes and no accounts receivable. This is turning out to be a perfect business for me because I have lost big money overthe past five years and now have a means to get it all back.
Hi Charles, that sounds great. My position is nowhere near as successful as some people on here. I have saved around 45k 15k in pension. After uni I got into difficulties with gambling an awful habit but have been 3 years clean and am proud of myself.
This amount I have saved since I stopped. Charles — do you have an email address I can contact you on about your idea? Hopefully headed in the right direction…. The 25 year-olds with the six-figure portfolios were fortunate souls who won the genetic lottery and had their parents pay for their education or received generous scholarships.
The numbers are further skewed by professionals who seek advanced degrees. All physicians and most coporate lawyer types have negative worth until their early thirties or later, and then undergo rapid asset accumulation if financially responsible. I fall into the latter category, and my net worth turned positive this year at age I started my own business without help from my parents to reach a my 6 figure portfolio at I learned everything on my own by finding free resources to learn from.
Was wondering about my situation. Living on 40K a year with my wife. Owned home since My questions is this…Should I just take it easy or should I buy that truck and trailer and start traveling??? I want to have money for my kids when I do pass on. Anyone in same situation?
I see too many people holding on to their savings and not enjoying life as we dreamed when we were younger. Should I be greedy and spend on me or should I think of my family? I hope to have another good 20 years to go. I have a rental of my own, but my plan right now is to buy a rental property just for them. Just put the down payment and leave the rent to cover the rest.
I am 78 and have been retired for 15 years. Anyone of these situations can have a major impact on your potential net worth. Then, too, when you add the National Financial dilemna we are currently in, there are a lot of people out there really hurting. I guess from the comments here, people that post actually are proactive in building their net worth. It indeed takes diligence before and during retirement as I look ahead.
I was fortunate to have come this far in my financial planning, because I made some really dumb financial mistakes in the first two decades of my employ and I had a child in the last decade. I will be crunching numbers until the day I retire next year and beyond! Well, like i pointed out earlier, those who have significant net worth, probably do spend some time worrying about it and many will invariably end up here. Some are here to post an uplifting story of encouragement, some to show off, some glad to tell their story of how they did it, and some are here out of curiousity to see how they stack up.
So this probably explains why there are many posters here that have networth in excess of K. You claim your dad is worth over a mil, now how can you be so skeptical about our claims? Is it more humane to go by a stroke of a blunt machete than by a whiff of Zyklon B? The Khmer Rouge murdered at least 2 million Cambodians between and Is it more humane to die by wallops from a Cambodian pickaxe handle than by a bullet from a German Mauser?
Inscription on the back in German: There is a special horror attached to the Third Reich, because those were 20 th century Europeans, Christians, and in many ways the smartest, most civilized people on Earth.
But the Holocausts do not prove that Whites are worse than other people, just that they are no better. The history of the Third Reich also proves that with the right formula of economic blowup, misery and humiliation, sparked by charismatic evil, no people are immune to such horror, at no time. Our Norwegian correspondent The Observer sends his translation of an article and interview with two respectable high-profile Muslim leaders in Oslo, who have strongly negative opinions about Jews and the worldwide Jewish conspiracy.
A new trend seems to have developed in the Islamic community in Norway: It should also be pointed out that this is the same mosque that the Norwegian police apologized so profusely to last year for the fact that we have freedom of speech in Norway. The translated article from Dagsavisen:. Many Norwegians have a negative view on Islam due to Jewish domination of the media. We are visiting Central Jamaat-e Ahl-e Sunnat, the mosque with the largest member base in Norway, to talk to its spiritual leader.
The mosque was founded in and currently has more than 5, members. The Imam begins by explaining that all three heavenly religions, Judaism, Christianity and Islam, are sacred to them. Many people are unaware of this fact, says Sarwar. Both of them believe that the school visits confirms their views that Norwegians in general have an inaccurate impression of Islam and Muslims. People are ignorant because they get their information from the media, and the media only write negatively about Islam.
Only a handful of people were behind the movie about Mohammed in the U. So who was financing them, who was backing them? A big tip of the Bodissey pickelhaube to our commenter Jolie Rouge, who has provided us with a brand new acronym.
Note the aggressor is not named other than by geographical location e. North Africa, Afghanistan and surprisingly the inclusion of Turkey. I think JIM could have great utility for our enterprise: Who will be the first major Western politician not counting Geert Wilders to break the greatest cultural taboo of our time, and mess around with JIM? Yesterday a group of Al Qaeda terrorists assaulted a natural gas plant in Algeria and killed two foreigners while taking 41 other hostage.
Today Algerian special forces staged a helicopter raid on the plant, killing a number of the hostages — between six and 34, depending on whose figures you believe — in the process of taking out the terrorists. Among the foreign hostages were American, British, French, and Japanese nationals. In other news, Germany has begun repatriating its foreign gold reserves, which are stored in vaults in Paris, London, and the United States. The following article tells a brief tale about immigrant-on-immigrant violence in Cologne, with Muslims of immigrant background dealing it out and Russian immigrants as victims.
It shows the attempts by a Turk to protect a Russian family and being killed for his trouble. The translated article from Quotenqueen:. Two criminal foreigners, free to terrorize their neighbors despite drug-related and violent crimes, killed a Turkish husband and father who tried to get them to behave. It happened in a sector of the city called Bickendorf — a district notorious for years for immigrant violence and bordering on the thoroughly Islamized Ehrenfeld.
But no one was killed. The Spanish government recently revoked his status as a political refugee in Spain, and he is due to be deported to Pakistan, where he will face the death penalty for blasphemy. There is currently a push to persuade the Canadian government to grant him and his family political asylum. Firasat was interviewed recently on Alerta Digital TV. The video below shows the third part of the interview, and includes segments in English of a statement by Terry Jones.
Part 1 , Part 2. Many thanks to our Spanish correspondent Hermes for the translation, and to Vlad Tepes for the subtitling:. That means I am watching big, fat flakes accumulating on everything — though the driveway is still clear. Prior to that, we awoke this morning to heavy rains. It is our good fortune that there was never any period of transitional ice. Why am I talking about the weather, you ask? Because this heavy wet snow may well eventuate in a power outage. Should that happen we would have no way to tell you why when, once again, no one seems to be home.
And thanks to the generosity of our donors several years ago, we installed a gas cook stove so we can cook and have — thank heavens, again — hot coffee during the outage. Yes, we are careful regarding the possibility of carbon monoxide poisoning if we were to use the stove for heat.
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